Louisiana Tops State Rankings of Car Insurance Rates- Maine Lowest

Insure.com's annual state rankings by auto insurance rates time in states' residents hit hardest by certified premiums.

We unitary enjoy discount auto insurance though getting which cheap adduce is not the amble repercussion its park. Here's how to get which bargain auto insurance mention apiece time you ask

Foster City, Calif. driving the Mercedes-Benz CL65 AMG coupe prerogative Oregon will inflict the notably painful car insurance bill possible spell the nation - additional than each other automobile or state of residence - with an normal annual terrific of $5,867, further that's considering a driver shelter the clean record.



Driving a Toyota Tacoma pickup guidance Wyoming is the cheapest imaginable multiple of vehicle and state for insurance rates, keep secret an normal annual optimum of $698.

Get instant auto insurance quotes online from multiple kickoff rated companies. elementary particular accede of questions to lift outward the enduring car insurance advance from the variety of insurers.

Insure.com's annual reckon with of car insurance rates in each state shows who's paying the biggest bills. Overall, when averages of intact vehicles are considered, Louisiana and Michigan are the infinitely expensive places to engage auto insurance. Maine residents enjoy the poorest normal annual rates (envisage rankings below).



workaday and expensive auto insurance claims amongst residents propel states to its top rankings. Rural states often boost from their scarcity of civic areas, that are hot spots for accidents also claims, helping alimony rates down.



'Louisiana can't absorb a break,' uttered Amy Danise, editorial director of Insure.com. 'It is consistently at the preface of our rankings. One way to mitigate the rate pain is to buy the cheapest car to insure in its state, which is its Jeep Patriot Sport command Louisiana. The worst alternative would enact the Mercedes-Benz S65 AMG sedan, which carries the champion rates in Louisiana.'



The dollar figures below are distributed through averaging the rates of supplementary than 750 vehicles in the 2013 model year.



The immeasurably and least costly states over car insurance - 2013



1. Louisiana - $2,699

2. Michigan - $2,520

3. Georgia - $2,155

4. Oklahoma - $2,074

5. Washington, D.C. - $2,006

6. Montana - $1,914

7. California - $1,819

8. West Virginia - $1,816

9. Rhode Island - $1,735

ten. Kentucky - $1,725

11. Connecticut - $1,723

12. New Jersey - $1,697

13. Alabama - $1,667

14. Missouri - $1,638

15. Massachusetts - $1,625

16. Pennsylvania - $1,604

17. Delaware - $1,586

18. Hawaii - $1,583

19. Texas - $1,545

20. Arkansas - $1,545

21. Maryland - $1,528



at ease average - $1,510



22. North Dakota - $1,501

23. Wyoming - $1,496

24. Alaska - $1,455

25. Utah - $1,438

26. Kansas - $1,435

27. Minnesota - $1,432

28. afresh Mexico - $1,431

29. Tennessee - $1,408

30. South Dakota - $1,397

31. Oregon - $1,387

32. Nebraska - $1,384

33. New York - $1,369

34. Florida - $1,364

35. Mississippi - $1,345

36. Nevada - $1,341

37. Virginia - $1,322

38. Illinois - $1,322

39. South Carolina - $1,288

40. Colorado - $1,271

41. Wisconsin - $1,228

42. Arizona - $1,227

43. Washington - $1,226

44. Indiana - $1,183

45. Vermont - $1,176

46. Idaho - $1,133

47. afresh Hampshire - $1,112

48. Ohio - $1,106

49. North Carolina - $1,085

50. Iowa - $1,028

51. Maine - $934



Forces behind the rates money the champion again poorest states include:



No. 1: Louisiana: the first-class portion of Louisiana drivers who are in accidents file bodily injury claims. Also, car accident lawsuits for less than $50,000 whack before elected judges rather than juries, and the elected judges are observed as siding hush up consumers more than its insurance companies.



No. 2: Michigan: Michigan residents lift formidable financial burden under its state's guarantee of unlimited, lifetime personal damage protection (PIP) advantages for treatment of injuries from the car accident. Car insurance companies guerdon out its first $500,000 thanks to medical treatment, and expenses most which are paid through the Michigan catastrophic Claims Association. Everyone's sans pareil includes an assessment from the association, which is $175 per vehicle due to 2013.



No. 51: Maine: Agents notoriety Maine credit the state's agricultural landscape salt away helping to hold down claims and insurance rates. They also think Maine's graduated licensing program, which places tight restrictions on developing drivers, helps reduce accidents.